Initio Finance
Initio Finance
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Every Property Journey, Has A First Step

Every Property Journey, Has A First StepEvery Property Journey, Has A First StepEvery Property Journey, Has A First Step

Helping Everyday Australians Achieve Financial Freedom Through Property

Get in touch today

Every Property Journey, Has A First Step

Every Property Journey, Has A First StepEvery Property Journey, Has A First StepEvery Property Journey, Has A First Step

Helping Everyday Australians Achieve Financial Freedom Through Property

Get in touch today

Welcome to Initio Finance, Your Trusted Partner in Finance

Expert Finance Advice, Tailored To Your Needs

At Initio Finance, we believe every successful property journey starts with the right foundation.
The name Initio is derived from the Latin word meaning “from the beginning” - a reflection of our core philosophy: to provide expert guidance, clarity, and unwavering support from the very first step of your financial journey.


Whether you're a first home buyer navigating the complexities of home ownership, or an experienced investor expanding your property portfolio, Initio Finance is your trusted partner. 


With access to a panel of over 40 banks and lending institutions, we are well-positioned to secure highly competitive loan options.


Our deep market knowledge, strategic advice, and personalised service ensure that every client receives a lending solution that is not only cost-effective but also aligned with their broader financial objectives.


Let us help you begin your journey with confidence - from the beginning, with Initio.

Wide Range of Lending Solutions

First Home Buyers

First Home Buyers

First Home Buyers

We help first-home buyers navigate the lending process with confidence, offering tailored solutions, expert advice, and end-to-end support to secure the right loan for your goals.

Refinancing

First Home Buyers

First Home Buyers

Unlock better rates, restructure your loans, reduce repayments, or access equity. We’ll guide you through the entire refinancing process with personalised strategies and seamless support every step of the way.

Investment Loans

First Home Buyers

Investment Loans

Whether you're starting or growing your property portfolio, we structure smart investment loans that align with your goals and maximise long-term wealth creation.

LMI Waiver Loans

LMI Waiver Loans

Investment Loans

Exclusive lending solutions for certain professionals, offering LMI waivers, sharper interest rates, and policy benefits tailored to your unique income structure and career stage.

Business Loans

LMI Waiver Loans

Business Loans

Fuel your business growth with flexible loan options designed for equipment, expansion, working capital, or restructuring - matched to your cash flow needs.

Car Loans

LMI Waiver Loans

Business Loans

Fast, competitive vehicle finance for new or used cars, with structured repayments and personalised solutions that make the process simple and affordable.

SMSF Loans

Tax Debt Lending

Low Doc Loans

Invest in property through your super with expert SMSF loan solutions that ensure compliance, maximise returns, and align with your retirement strategy.

Low Doc Loans

Tax Debt Lending

Low Doc Loans

Perfect for self-employed clients, low doc loans offer flexibility in income verification, enabling you to borrow without full financials or tax returns.

Tax Debt Lending

Tax Debt Lending

Tax Debt Lending

Consolidate or pay out ATO debt with lending solutions that protect your credit, improve cash flow, and support your financial recovery or business growth plans.

Meet Our Team

Steven Christodoulos

Director, Mortgage Broker

Steven is a passionate and highly qualified finance professional dedicated to helping his clients navigate the complexities of mortgage lending. Leveraging his experience at several of Australia's Big 4 banks, Steven brings a wealth of industry knowledge to his work and a passion for the world of finance.

Steven is committed to delivering personalised lending solutions that fit the unique needs and goals of each of his clients.


Qualifications:

  • Bachelor of Laws (LLB)
  • Bachelor of Commerce (Finance)
  • Certificate IV in Finance and Mortgage Broking
  • Diploma in Finance and Mortgage Broking
  • Australian Credit Representative Number (CRN) – 556132


Contact Details

M: 0433 652 709

E: steven@initiofinance.com.au

Peter Tran

Director, Asset and Equipment Finance Broker


With over six years of experience at Australia’s Big 4 banks and leading consulting firms, Peter specialises in sourcing the right asset and equipment financing solutions for his clients.

Peter's friendly nature and deep industry expertise ensures a simple and stress-free experience. Peter ensures a smooth process and delivers the best outcomes to help his clients business grow with confidence.


Qualifications:

  • Bachelor of Applied Finance
  • Certificate IV in Finance and Mortgage Broking
  • Australian Credit Representative Number (CRN) – 565931


Contact Details

M: 0492 952 111

E: peter@initiofinance.com.au

What Our Clients Say About Us

We Would Love To Hear From You

Send us an enquiry

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Our contact information

Steven: 0433 652 709

Peter: 0492 952 111

Steven Christodoulos is a credit representative (CRN: 556132) of Australian Credit License No. 384704

Operating Hours

Mon

08:00 am – 06:00 pm

Tue

08:00 am – 06:00 pm

Wed

08:00 am – 06:00 pm

Thu

08:00 am – 06:00 pm

Fri

08:00 am – 06:00 pm

Sat

By Appointment

Sun

By Appointment

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